The Shri Kshethra Dharmasthala Rural development Project has taken Up Many Steps For the long term sustainability of SHG's promoted by it Formation of village level Federations, Sub Committee For loan Sanction, appointment of filed staff for Villages and such other systems have been adopted at the village level for strengthening the groups Appointment of full time auditors to review the Financial working of the groups is one such effort

Appointment :
Young commerce graduates, experienced field workers are appointed as auditors which is equivalent to the Supervisory cadre.

 

Nature of work :
Each project office appoints one auditor for every 600 to 1000 SHGs. These auditors prepare a monthly tour plan and visit the village Sevanirathas office where the books of accounts of the groups are brought and submitted for audit. These books of account are supposed to be complete in all aspects when brought for audit.

 

The working style of internal auditors is different from other staff of SKDRDP. The auditors have the right of verification/ inspection of group documents, inspection of office of Sevaniratha, evaluation of performance of Sevaniratha, Supervisor and special right of investigation in certain exceptional cases. In addition to the above, the auditors have the responsibility for motivating group members, solving the internal problems in the groups through counseling, awareness creation on optimum use of funds, of funds, training the group members and Sevanirathas, inspection and checking of working of Sevanirathas and Supervisors.  

 

Infact after reviewing the account the auditors also visit the field for random verification of the loans utilized, subsidies distributed, progress achieved etc.,

 

Finally each group is graded based on its regularity in savings, loan repayment, credit of the receipts to the bank, regularity in labour sharing, meeting etc., Normally groups are rated as A, B, C, and D grade on the basis of overall performance of the groups.

 

The groups are graded on the basis of the efficient functioning on the whole