Sampoorna Suraksha, a unique comprehensive insurance programme aiming to provide financial assistance to meet the medical expenses of the stakeholder and his family. The assistance also covers maternity facilities for r the housewives, life insurance for the earning member of the family etc. Natural calamity and damages to the properties are also partly covered. The programme also assists the stakeholder to. avail financial assistance from Pragathinidhi to meet the hospitalization expenses if any, in excess to the sum assured.
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Objectives |
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To provide financial assistance to meet the unexpected medical expenses to the stakeholders and their family
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To facilitate access to the best hospitals to the stakeholders
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To provide medical facilities at lower charge
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To facilitate in getting financial assistance from the self help group for the excess medical expenses
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The scheme is open to the members of SKDRDP promoted SHGs
Programme outline
Rs. 10/-weekly for forty weeks will cover the medical expenses of a family of five members for one year. But the families with varying no. of members too can benefit from the Sampoorna Suraksha by paying the insurance as given below.
TOP
Sl No |
|
Premium in Rs |
Medical Insurance (amount in
Rs.
) |
1. |
One
member |
200/- |
5000/- |
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2. |
Two
members |
325/- |
10000/- |
|
3. |
Three
members |
450/- |
15000/- |
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4. |
Four
members |
575/- |
20000/- |
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5. |
Five members |
700/- |
25000/- |
6. |
Six member |
825/- |
30000/- |
7. |
Seven members |
950/- |
35000/- |
8. |
Eight members |
1075/- |
40000/- |
9. |
Nine members |
1200/- |
45000/- |
10. |
Ten members |
1325/- |
50000/- |
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For every additional members Rs. 125/- should be paid towards the insurance installment
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Medical expenses up to Rs. 25,000/- for a family of five is taken care by the insurance.
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With each additional member the stakeholder is eligible for an additional medical expense of Rs. 5000/- from the programme
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Financial assistance from the groups will be provided to pay the insurance premium
The groups will also provide loan to meet the. expenses excess than the insured amount
