The Software used at SKDRDP has mainly three functional areas, namely Micro-financing, Accounting and Human Resource Development.
  
     A.  Micro-Financing
      This section is envisaged to carry out the following functions:
           • To keep track of the loans given to groups
           • To know the status of recovery of loans given to the groups
           • To keep track of the loans taken from banks

     B.  Accounting Software
       This section aims:
           • To maintain Account Books through software
           • To view reports of Accounts from time to time
           • To keep track of the Income and the Expenses incurred
           • To provide the base data for making of the Balance Sheet and Income & Expenditure account

     C.  Human Resource Development
       The objectives of HRD are:
           • To maintain Employees records (Name, Address, Designation, Salary etc.)
           • To maintain their attendance, leave details etc.
           • To keep track of deductions and allowances of each of the employee
           • To calculate the salary every month and print the pay slip

With the above objectives, the First phase of the software was developed and successfully implemented in all the project offices. As the software was in use, there was a need for more innovation to ease the amount of paper work needed to be done to carry out the operation. Some of them are:
           • A means by which the Field Staff (Sevaniratha) can collect the Loan Instalments and the Margin
              Money and issue Loans directly to the Members
           • To maintain member wise portfolio.
           • To be able to merge the data of all Project Offices and present a cumulative report.
           • To be able to implement the software in Circle, Division and Federation level where more   
              than one computer operator can work on the same software at the same time.
           • To make the Data more secure
           • To integrate Micro-Finance, Accounts and HRD Softwares
           • To provide Circle wise, Division wise, Federation wise MIS reports

The developed software enables us to keep the data more secure, helps in sourcing the data from various locations and multiple people could access and work on the same data at the same time. To make the loan disbursements and collections easier, a Hand-held Computer with printer was used, which carries the data of disbursements and collections to be made by each group. Once the transaction is made, the printed receipt is immediately issued to the respective people. The transacted data is then fed back to the Software. The provision to keep member wise data, and to give member wise statement of account has also been made. Facilities to upload and download data between the Hand-held Computer and the Software were made and also to automatically update the accounts and other MIS records. The Structure of the database was designed in such a way that the software could be implemented in Circle, Division and Federation levels.

SKDRDP has its own software team which is in charge of development, implementation and maintenance of all its software operations. The software is being updated from time to time by implementing new technologies for additional requirements as needed by the management.