SKDRDP’s self-help group pragathibandhu effectively promotes union among small farmers and allows easier access to loans for its members. As a result farmers are provided financial assistance at a rate of 40 times as much as their savings. By providing comfortable interest rate charged at 15 percent, it is considered best in the sector. This innovative scheme looks at the daily income of farmers and encourages them to take up mixed farming that increases their income source. This smoothes out the process of repayment that is comfortable for the borrower.

Article by M.J. Prabu in The Hindu “Financing small farmers through an innovative scheme”,  http://www.thehindu.com/sci-tech/agriculture/article2087932.ece