SKDRDP is presently working with 13,13,042 families. For their convenience 1,18,918 Self Help Groups have been promoted. These members contribute loan margins, borrow money, share it among themselves and repay at weekly intervals. The total loan margin available is Rs.304.05 crores so far. In order to meet the financial need of the members, SKDRDP has borrowed funds from commercial banks and disbursed to the SHGs for onward lending to the members. During the current year Rs. 951.51 crores were disbursed to a total of 1,12,000 SHGs. As on March 31, 2011 SKDRDP could show 64% growth in outstanding over the last year. The micro finance outstanding went up from Rs. 662.00 crores as on March 31, 2010 to Rs. 1,025.85 crores during the year. Delinquency as on March 31, 2011 is Rs. 1.10 crores amounting to 0.01% of the outstanding. During the current year SKDRDP borrowed Rs. 908.00 crores from commercial banks to sustain its microfinance operations. In spite of increased financial costs, SKDRDP did not revise its lending rates which were maintained at 15% on reducing scales or 9% on flat basis for loans up to 3 years. SKDRDP received subsidized loans for housing and small enterprise from NABARD and DBCDC. The interest subsidy was passed on to the beneficiary.