SKDRDP is presently working with 24,80,754 families. For their convenience 2,23,564 Self Help Groups have been promoted. These members contribute loan margins, borrow money, share it among themselves and repay at weekly intervals. In order to meet the financial need of the members, SKDRDP has borrowed funds from commercial banks and disbursed to the SHGs for onward lending to the members. During the current year Rs. 345.44 crores were disbursed to the SHGs. As on November 30, 2012 the micro finance outstanding is Rs. 2,013.00 crores. During the current year SKDRDP borrowed Rs. 280.00 crores from commercial banks to sustain its microfinance operations. In spite of increased financial costs, SKDRDP did not revise its lending rates which were maintained at 18% on reducing scales or 10% on flat basis for loans. SKDRDP received subsidized loans for housing and small enterprise from NABARD and DBCDC. The interest subsidy was passed on to the beneficiary.